Joseph is a self-employed marketing consultant in St. Louis, Missouri. Being self-employed meant he had limited options for health insurance prior to being eligible for Medicare. He was on an individual health insurance plan and his 65th birthday was soon approaching. He wanted to learn more about his Medicare options; especially the cost since his individual plan seemed to have a high premium and deductible. Additionally, Joseph was looking forward to semi-retirement and traveling and wanted a plan that would protect him as he traveled throughout the United States.
We met through a networking group that we both attended regularly and we agreed to set up a meeting outside of the group to further discuss his Medicare options. Prior to our meeting we asked Joseph some clarifying questions to get a better understanding of his healthcare needs.
At our first meeting we educated Joseph on how original Medicare works; what it covers and what it does not cover. We further educated him on his additional Medicare options based on the information he shared with us. We agreed to meet again several weeks later. During that time Joseph asked more questions about Medicare to better understand his options. At our next meeting, feeling comfortable with his decision, Joseph chose to enroll in a Medicare Supplement plan that best protected his healthcare. He chose this plan because it addressed his two main concerns: (1) cost, which decreased when he enrolled into Medicare and (2) travel protection. His plan protects him throughout the entire United States. Now he has the peace-of-mind knowing his healthcare is protected even when he is traveling. As an additional bonus his Medicare Supplement plan included free membership at a participating fitness center. He greatly appreciated this added benefit because he was paying a monthly membership fee; thus he is saving even more money.
Who do you know who will be turning 65 soon and has questions about Medicare health insurance?
Please send them this story or share our contact information with them. We’d be happy to help them navigate the Medicare Maze.
