Paul Brown had to retire from his longtime job prematurely at age 60 due to a disability. He was able to get health insurance through his wife’s employer plan, which offered him some benefit but was costly and did not fully cover pre-existing conditions. Furthermore, he applied for and qualified for Social Security Disability Benefits, which offered some financial assistance. Knowing that he would qualify for Medicare after having been on disability for 24 months he was referred to us to help him understand his options.
When we first met with Paul, we asked him questions to better understand his healthcare needs and educate him on a solution that would best protect his healthcare. His main concern was an upcoming operation he needed to relieve chronic pain in his neck and back due to the disability. We analyzed Paul’s healthcare needs and presented him with a Medicare plan that would not only cover the operation but also protect his healthcare long term. While he could have had the operation under his wife’s plan he would have had to pay the high cost deductible and maximum out of pocket expenses. We were able to get Paul enrolled into a Medicare plan in a timely manner that covered the operation. Additionally, there was no pre-existing condition exclusion which was a relief to Paul and his family.
Who do you know who is currently on Social Security Disability Insurance that would benefit from learning about their Medicare options?
Please forward this story or share our contact information with them. We’d be happy to help them and promise they will get the excellent service they deserve.
Did you know... Anyone, regardless of their age, who is on Social Security Disability Insurance for at least 24 months is eligible for Medicare Health Insurance.